Continental Finance Company values what customers have to say. With more than 2.6 million credit cards managed since our founding, we pride ourselves on putting the customer first.
Highly rated financial services company
Continental Finance, one of America's leading marketers and servicers of credit cards for consumers with less-than perfect credit, is proudly rated A+ by the Better Business Bureau.
Initial Credit Limit ranges from ${{spa_credit_limit_min}} to ${{spa_credit_limit_max}}
A {{spa_product_name_title}} Mastercard with an initial credit limit that ranges from ${{spa_credit_limit_min}} to ${{spa_credit_limit_max}}. Use your {{spa_product_name_title}} card at locations everywhere Mastercard is accepted. Shopping, dining, even travel are all in your future with your new {{spa_product_name_title}} credit card. Your {{spa_product_name_title}} credit card account can help you rebuild or improve your credit score when you make your payments on-time and you keep your balance under your credit limit.Potential Credit Limit Increase After Just 6 Months
Your Initial Credit Limit will be doubled if you make at least your Minimum Monthly Payment by the Payment Due Date each month for the first six (6) Billing Cycles.Enjoy Peace of Mind With Mastercard Zero Liability Protection
With Mastercard Zero Liability Protection you will not be held responsible for unauthorized charges on your {{spa_product_name_title}} credit card. With zero fraud liability you are only responsible for purchases that you make, so you can shop with confidence and know that your card activity is fully protected. Whether you're shopping in a store, travelling abroad, or making online purchases you can be confident that your {{spa_product_name_title}} credit card account is protected.Monthly Reporting to All Three Major Credit Bureaus
The {{spa_product_name_title}} credit card can be used as an effective tool to rebuild credit. Celtic Bank, issuer of the {{spa_product_name_title}} credit card, accepts applicants with less than perfect credit. As the servicer for the {{spa_product_name_title}} credit card, Continental Finance will report your payments to the three major credit bureaus - TransUnion, Experian, Equifax.Free Monthly Credit Score
When you activate a {{spa_product_name_title}} Mastercard, you have to create an account. One of the top features of that account is you get a free monthly credit score when you enroll in e-statements. Every month you can check your score. If you are building credit for the first time, or repairing credit, you can see the impact actions like making your monthly payments on time have on your credit score each month.Online Account Management
Login to our Online Account Management system to view statements, make payments, check due dates and more.Mobile App
Use our mobile app so that you can manage your account anytime from any mobile device.
Knowledgebase
Use our knowledge base of articles for guidance on various credit topics such as credit utilization and how to build credit.Credit Protection
Learn more about the Credit Protection program available to all {{spa_product_name_title}} Credit Card holders.Cardholder Agreement
Locate and then Review the details of your {{spa_product_name_title}} Mastercard cardholder agreement.Privacy
Detailed information on the {{spa_product_name_title}} Credit Card privacy policy.Who is {{spa_bank_name}}?
{{spa_bank_desc}}Who is Continental Finance?
Continental Finance Company (“Continental Finance”) is one of America’s leading marketers and servicers of credit cards issued by partner banks for consumers with less-than-perfect credit. Since the company’s founding in 2005, Continental Finance has prided itself on fostering financial inclusion with innovative and flexible technology to deliver best-in-class customer support for those consumers who are excluded by traditional credit card programs.How do I apply for a {{spa_product_name_title}} Mastercard?
Applying for a {{spa_product_name_title}} Mastercard has never been easier. You may apply for a {{spa_product_name_title}} credit card online from this website. To get a {{spa_product_name_title}} credit card we're going to ask you for your full name as it would appear on government documents, social security number, date of birth and physical address. A P.O. box will not be accepted. This is common for anyone when you apply for a major credit card. We need this personal information for two reasons. First, Federal Law requires us to obtain, verify and record information that identifies each person who opens a {{spa_product_name_title}} card account with us. As a result, your personal information is required and is used for those identification purposes. Secondly, we use your personal information, like your Social Security number, to pull your credit bureau data. This data is used in conjunction with other information like your monthly income to process your application. To learn more about how to apply for a credit card online, click the link to read our blog.How long does it take to make a decision about my application?
In most cases, we will provide an instant decision. However, in some cases we need to collect additional information to make a decision on your {{spa_product_name_title}} credit card application which could take up to 30 days.When will I receive my new credit card?
After you apply for credit and are approved it is a very fast process to get your brand new credit card. If you're approved, your new {{spa_product_name_title}} credit card and welcome materials containing important {{spa_product_name_title}} card info will be mailed within (3) business days.How do I activate my new {{spa_product_name_title}} Mastercard?
You can activate new and reissued cards online or over the phone. To activate online, go to the website on the back of your card and select the Activate Now button. To activate over the phone, call from the phone number that you provided on your application to the toll-free activation number printed on the sticker affixed to your new card within 30 days of receiving your card in the mail.Can I manage my new {{spa_product_name_title}} card account online?
Yes. You will be able to enroll in our Online Account Management to do all of the following actions with your {{spa_product_name_title}} card and more:- Make a {{spa_product_name_title}} credit card payment
- Enroll to receive online statements for your {{spa_product_name_title}} card
- View recent transactions
- View previous statements
- View payment history
- View your balance and other important {{spa_product_name_title}} credit info
To do so you simply need to sign up and get your {{spa_product_name_title}} login information. Then you can access your {{spa_product_name_title}} credit info anytime 24 hours per day, 7 days per week.